Blog -

Alan Ward Alan Ward

0 Course Enrolled • 0 Course Completed

Biography

Simplified Virginia-Life-Annuities-and-Health-Insurance Guide Dump is an Easy to Be Mastered Training Materials

If you want to advance in this fast-growing technological world, Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance certification is a must. Yet, the common problem the aspiring candidates undergo is seeking updated, authentic, and trustworthy Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance Dumps for the most cherished Virginia-Life-Annuities-and-Health-Insurance certification exam.

Our Virginia Life, Annuities, and Health Insurance Examination Series 11-01 exam question has been widely praised by all of our customers in many countries and our company has become the leader in this field. Our product boost varied functions and they include the self-learning and the self-assessment functions, the timing function and the function to stimulate the exam to make you learn efficiently and easily. Thus you could decide whether it is worthy to buy our product or not after you understand the features of details of our product carefully on the pages of our Virginia-Life-Annuities-and-Health-Insurance Study Tool on the website.

>> Exam Virginia-Life-Annuities-and-Health-Insurance Cram Questions <<

Latest Virginia Life, Annuities, and Health Insurance Examination Series 11-01 vce dumps & Virginia-Life-Annuities-and-Health-Insurance prep4sure exam

Pass4sureCert is a good website for Virginia Insurance certification Virginia-Life-Annuities-and-Health-Insurance exams to provide short-term effective training. And Pass4sureCert can guarantee your Virginia Insurance certification Virginia-Life-Annuities-and-Health-Insurance exam to be qualified. If you don't pass the exam, we will take a full refund to you. Before you choose to buy the Pass4sureCert products before, you can free download part of the exercises and answers about Virginia Insurance Certification Virginia-Life-Annuities-and-Health-Insurance Exam as a try, then you will be more confident to choose Pass4sureCert's products to prepare your Virginia Insurance certification Virginia-Life-Annuities-and-Health-Insurance exam.

Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Sample Questions (Q92-Q97):

NEW QUESTION # 92
All of the following are dividend options in life insurance policies EXCEPT:

A. Accumulating the dividends with interest
B. Applying the dividends to reduce the premium due
C. Using the dividends to purchase additional paid-up life insurance
D. Receiving the entire policy cash value

Answer: D

Explanation:
Virginia Code § 38.2-3207 allows participating life policies to offer dividend options: option A (reduce premium), option B (buy paid-up additions increasing coverage), and option C (accumulatewith interest) are standard, reflecting insurer profits shared with policyowners. Option D (receiving the entire cash value) isn't a dividend option; it's a surrender or nonforfeiture action, terminating the policy, not distributing profits. The study guide likely lists these options with examples-e.g., $100 dividend reducing a $500 premium (A)- contrasting them with cash value withdrawal, making D the exception.

NEW QUESTION # 93
False advertising regarding insurance policies would be found in all of the following EXCEPT:

A. An insurance policy being represented as a share of stock
B. Policy benefits being compared with a competitor's
C. Past dividends paid on a policy being exaggerated
D. Benefits under a policy being misrepresented

Answer: B

Explanation:
Detailed Answer in Step-by-Step Solution:
* False advertising includes exaggerating dividends (A), misrepresenting benefits (B), or claiming a policy is a stock (C), all deceptive practices.
* Comparing benefits with a competitor (D) is permissible if accurate and not misleading, thus not inherently false advertising.
The Virginia study guide, per state law, prohibits deceptive advertising but allows factual comparisons with competitors, provided they are truthful. Reference: Virginia Life, Annuities, and Health Insurance study guide, section on "Unfair Trade Practices."

NEW QUESTION # 94
The preventive medical care benefit sometimes provided in a Medicare supplement policy covers:

A. Hospitalization
B. Annual physical exams
C. Home health care
D. Skilled nursing care

Answer: B

Explanation:
Detailed Answer in Step-by-Step Solution:
* Medicare supplement (Medigap) policies may include preventive care benefits like annual physical exams (D), which original Medicare doesn't fully cover.
* Home health (A), skilled nursing (B), and hospitalization (C) are covered by Medicare Parts A and B, not typically supplemental preventive benefits.
The Virginia study guide notes that some Medigap plans offer additional preventive services, such as annual exams, beyond Medicare's scope. Reference: Virginia Life, Annuities, and Health Insurance study guide, section on "Medicare Supplement Insurance."

NEW QUESTION # 95
Which contract provides an income benefit until the first of two annuitants dies?

A. A single life annuity
B. A joint life annuity
C. A joint and survivor annuity
D. A temporary annuity

Answer: B

Explanation:
Virginia Code § 38.2-3100 et seq. governs annuities. A joint life annuity (option C) pays income until the first of two annuitants dies, then ceases-ideal for temporary dual coverage. Option A (joint and survivor annuity) continues payments until the last survivor dies, not stopping at the first death. Option B (temporary annuity) pays for a fixed term (e.g., 10 years), regardless of death, and isn't tied to two lives. Option D (single life annuity) covers one person until their death, not two. The study guide likely defines these with examples-e.
g., a couple receiving $1,000 monthly until one dies (joint life) versus until both die (joint and survivor)- highlighting C's "first death" cutoff, making it the correct answer.

NEW QUESTION # 96
Which is a lawful cause for cancellation of an individual long-term care insurance policy by the insurer?

A. Nonpayment of premium
B. Medicaid eligibility
C. Nuisance claims
D. Insurer insolvency

Answer: A

Explanation:
Virginia Code § 38.2-5208 allows LTC policy cancellation by the insurer for nonpayment of premium (option A) after a 31-day grace period and notice, a standard contract right. Option B (Medicaid eligibility) isn't a cancellation cause; it may coordinate benefits, not terminate coverage. Option C (insurer insolvency) affects payment ability, not lawful cancellation grounds. Option D (nuisance claims) isn't a legal basis; claims frequency doesn't void coverage unless fraudulent (Virginia Code § 38.2-309). The study guide likely lists nonpayment as the primary insurer-initiated cancellation reason, with examples like missed payments triggering notice, making A the lawful cause.

NEW QUESTION # 97
......

The reality is often cruel. What do we take to compete with other people? More useful certifications like Virginia-Life-Annuities-and-Health-Insurance certificate? In this era of surging talent, why should we stand out among the tens of thousands of graduates and be hired by the company? Perhaps the few qualifications you have on your hands are your greatest asset, and the Virginia-Life-Annuities-and-Health-Insurance Test Prep is to give you that capital by passing exam fast and obtain certification soon. Don't doubt about it. More useful certifications mean more ways out. If you pass the Virginia-Life-Annuities-and-Health-Insurance exam, you will be welcome by all companies which have relating business with Virginia-Life-Annuities-and-Health-Insurance exam torrent.

Virginia-Life-Annuities-and-Health-Insurance Latest Test Pdf: https://www.pass4surecert.com/Virginia-Insurance/Virginia-Life-Annuities-and-Health-Insurance-practice-exam-dumps.html

Virginia Insurance Exam Virginia-Life-Annuities-and-Health-Insurance Cram Questions You just need to practice our products many times and master all questions and answers before real test so that you will feel it easy to fill the real test questions, If your Virginia Life, Annuities, and Health Insurance Examination Series 11-01 actual test is coming soon, I think Virginia-Life-Annuities-and-Health-Insurance free training material will be your best choice, Virginia Insurance Exam Virginia-Life-Annuities-and-Health-Insurance Cram Questions Most of them can clear exam at the first attempt.

This is an altruistic act with no expected reciprocity, Virginia-Life-Annuities-and-Health-Insurance Reliable Exam Tips Didn't he hear what I said at the meeting, You just need to practice our products many times and master all questions and Test Certification Virginia-Life-Annuities-and-Health-Insurance Cost answers before real test so that you will feel it easy to fill the real test questions.

100% Pass Quiz 2025 Virginia-Life-Annuities-and-Health-Insurance: Virginia Life, Annuities, and Health Insurance Examination Series 11-01 – High Pass-Rate Exam Cram Questions

If your Virginia Life, Annuities, and Health Insurance Examination Series 11-01 actual test is coming soon, I think Virginia-Life-Annuities-and-Health-Insurance free training material will be your best choice, Most of them can clear exam at the first attempt.

Even though, it doesn’t happen with the quality exam Test Certification Virginia-Life-Annuities-and-Health-Insurance Cost material that we facilitate our customers with, In order to provide you with the best IT certification exam dumps forever, Pass4sureCert constantly improve Virginia-Life-Annuities-and-Health-Insurance the quality of exam dumps and update the dumps on the basis of the latest test syllabus at any time.